NewtekOne, Inc. (NASDAQ: NEWT) Q2 2025 Earnings | 07/29/2025

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NewtekOne, Inc. reported a robust Q2 2025, posting revenue of $70.2 million—a 15% increase year-over-year—as the company’s business solutions and lending platforms continued to gain momentum. Net income for the quarter rose to $13.3 million, with basic and diluted earnings per share of $0.53 and $0.52, up 23% and 21% respectively over the prior year. This performance came on the back of strong SBA 7(a) loan originations totaling $205.6 million, a $184 million securitization of ALP loans, and a significant 19% quarter-over-quarter increase in commercial deposits, underscoring the company’s expanding presence in the commercial banking sector. Operating efficiency improved, with the efficiency ratio dropping to 60.3%, and return on average assets reaching 2.50%, paired with a return on average tangible common equity of 19.4%. Management highlighted notable gains in operating profitability, with pre-provision net revenue climbing 36% year-over-year to $27.9 million, supported by solid credit performance and ongoing operational streamlining. The company closed the quarter with book value per common share at $11.11, up 13% from a year ago, and tangible book value per common share advancing 21% to $10.55. NewtekOne’s net interest margin stood at 2.78%, with cost of deposits continuing to trend downward for the banking unit—contributing to improved bottom-line resilience even amid a changing rate environment. Looking ahead, NewtekOne reaffirmed its 2025 full-year EPS guidance of $2.10 to $2.50, reflecting confidence in continued growth across lending, deposit-gathering, and fee businesses. Management emphasized stabilizing credit trends, diversified revenue streams, and an ongoing commitment to capital returns, including a quarterly dividend of $0.19 per share paid in July. The company’s positive operational and financial trajectory positions it for further success and innovation throughout the remainder of the year. About Inside Ticker: For more expert analysis and real-time updates on NewtekOne, Inc. (NASDAQ: NEWT) and other market movers, follow Inside Ticker and visit http://www.insideticker.com/ for in-depth reports, financial insights, and the latest news on leading companies. #NewtekOne #NEWT #Q22025 #Earnings #FinancialResults #RevenueGrowth #NetIncome #EPS #SBA7a #LoanOriginations #BookValue #CommercialDeposits #Dividend #Guidance #OperationalExcellence #EfficiencyRatio #Banking #StockMarket #InsideTicker #NetInterestMargin #2025Outlook #BusinessSolutions #CapitalReturns #TangibleBookValue #Securitization