EQB Inc. (TSX: EQB) Q2 2025 Earnings Call | EPS Miss, Loan Growth & Dividend Hike | 5/29/2025

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EQB Inc. (TSX: EQB) reported mixed results for Q2 2025 on May 29, 2025, with earnings per share (EPS) of $2.31 missing analyst expectations of $2.68, while revenue slightly exceeded forecasts at $316.0 million. The company’s stock dropped 7.12% in after-hours trading as investors reacted to the earnings miss and a decline in profitability metrics. Adjusted return on equity (ROE) fell to 11.9% from 15.2% in Q1, and adjusted net income dropped 19% quarter-over-quarter. Despite these challenges, EQB continued to grow its loan book, with total loans under management reaching $71.5 billion (up 9% year-over-year), and net interest income rising 3% sequentially to $271.1 million. EQ Bank customer growth remained robust at 23% year-over-year, and the company declared a quarterly dividend of $0.53 per share—an 18% increase from last year—demonstrating confidence in its long-term fundamentals. However, provisions for credit losses rose to $30.2 million, reflecting macroeconomic headwinds and higher impairment in equipment financing. Management reaffirmed its medium-term guidance, targeting a 15–17% ROE and 12–15% annual EPS growth, and expects improved performance in the second half of 2025 as credit conditions stabilize. CEO Andrew Moor emphasized EQB’s strong capital position, ongoing digital banking momentum, and disciplined execution through economic uncertainty. The company remains focused on innovation, prudent risk management, and delivering value to shareholders despite a challenging operating environment. About Inside Ticker: For more expert analysis and real-time updates on EQB Inc. (TSX: EQB) and other market movers, follow Inside Ticker and visit InsideTicker.com for in-depth reports, financial insights, and the latest news on leading companies. #EQB #EarningsCall #Q22025 #Banking #DigitalBanking #LoanGrowth #Dividend #StockMarket #Investing #InsideTicker