Equity Bancshares, Inc. (NYSE: EQBK) Q2 2025 Earnings | 07/15/2025

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Equity Bancshares, Inc. (NYSE: EQBK) reported its Q2 2025 results on July 15, 2025, highlighting stable profitability and continued implementation of its strategic growth initiatives. Net income for the quarter reached $15.3 million, or $0.86 per diluted share, compared to $0.76 in Q2 2024, with adjusted (core) net income of $17.5 million, or $0.99 per share. Earnings performance reflected strength in net interest income, which climbed to $49.8 million—an $1.8 million sequential uptick when adjusted for non-recurring items in the prior quarter. The quarter’s net interest margin stood at 4.17%, supported by core loan yield improvements and a larger balance sheet. Non-interest income improved to $8.6 million, primarily from growth in Wealth Management, Insurance, and Mortgage services. Core non-interest expenses, excluding merger costs and one-time items, were controlled at $38.3 million. The efficiency ratio was 63.62%, reflecting ongoing investments in growth while managing operational costs. Strategically, the company completed its merger with NBC OKLAHOMA on July 2, expanding its regional footprint and positioning for asset growth from $5.4 billion to an anticipated $6.3 billion by year-end. Key performance indicators remained resilient: tangible book value per share increased to $32.17 from $31.07 last quarter, capital ratios improved, and core return on average assets rose to 1.35%. Asset quality remained stable overall, despite minor increases in nonperforming asset levels. Outlook: Asset base expected to grow to $6.3 billion by fiscal year-end 2025 as the NBC OKLAHOMA integration progresses. Continued focus on net interest margin stability, disciplined growth, and expansion of noninterest income channels. Operating goals include further improvement in efficiency, margin performance, and capital allocation, with management monitoring merger integration for synergies and earnings accretion. About Inside Ticker: For more expert analysis and real-time updates on Equity Bancshares, Inc. (NYSE: EQBK) and other market movers, follow Inside Ticker and visit InsideTicker.com for in-depth reports, financial insights, and the latest news on leading companies. #EquityBancshares #EQBK #Q22025 #Earnings #FinancialResults #NetIncome #NetInterestMargin #TangibleBookValue #AssetGrowth #Banking #StockMarket #Investing #InsideTicker #NBCOKLAHOMA #MergerIntegration #EfficiencyRatio #WealthManagement #LoanGrowth #CapitalManagement #QuarterlyResults #USBanking #ShareholderValue #BusinessUpdate #RegionalBanking #GrowthStrategy #2025Outlook